Loan Repayment

The National Health Service Corps (NHSC) offers tax-free loan repayment assistance to support qualified health care providers who choose to take their skills where they’re most needed.

NHSC Loan Repayment Program

Licensed health care providers may earn up to $50,000 toward student loans in exchange for a two-year commitment through the NHSC Loan Repayment Program (NHSC LRP). Health professionals participating in the NHSC LRP may serve as primary care medical, dental, or mental/behavioral health clinicians at an approved NHSC site. Accepted participants must find a position at an NHSC-approved site and fulfill a 2-year commitment. Grantees may choose to serve longer for additional loan repayment support.

Students to Service Loan Repayment Program

Medical students (MD or DO) may earn up to $120,000 in their final year of school through the Students to Students to Service Loan Repayment Program (S2S LRP). Students must commit to serving either 3 years full-time or 6 years part-time at an NHSC-approved site with a Health Professional Shortage Area (HPSA) score of 14 or higher.

State Loan Repayment Program

Through the NHSC, states and territories may offer a State Loan Repayment Program (SLRP) program for health professionals that provide primary care in Health Professional Shortage Areas within their state. Not all states offer an SLRP.