Students to Service Program
The National Health Service Corps (NHSC) Students to Service Loan Repayment Program (S2S LRP) provides up to $120,000 to medical (MD and DO) or dental (DDS or DMD) students in their final year of school in return for a commitment to provide primary health care full time for at least 3 years at an approved NHSC site in a Health Professional Shortage Area of greatest need.
You will receive four payments, beginning the summer after your medical or dental school graduation and continuing each summer for the next 3 years.
The loan repayment is not taxable. You may request additional loan repayment through the regular National Health Service Corps Loan Repayment Program after completing your required length of service.
Upon completion of residency, you must engage in 3 years of full-time or 6 years of half-time clinical practice at one or more NHSC-approved service sites located in a Health Professional Shortage Area (HPSA) of greatest need.
- Full-Time Clinical Practice. The NHSC will pay up to $120,000 for an initial 3 years of full-time clinical service defined as no less than 40 hours per week, for a minimum of 45 weeks a year.
- Half-Time Clinical Practice. The NHSC will pay up to $120,000 for an initial 6 years of half-time clinical service defined as no less than 20 hours per week (not to exceed 39 hours per week), for a minimum of 45 weeks per year.
To be eligible for the S2S LRP, you must be enrolled as a full-time student in the final year of medical or dental school, be attending a fully accredited school in an eligible degree program, and be planning to complete an accredited primary medical residency. Dental students are encouraged, but not required, to complete accredited postgraduate training in an NHSC-approved specialty.
If there are more qualified applicants than available funding, the NHSC will prioritize applications based upon:
- Disadvantaged Background. You must submit certification from a school where you:
- were identified as having a “disadvantaged background” based on environmental and/or economic factors or
- received a Federal Exceptional Financial Need Scholarship.
- Characteristics Likely to Remain in a Health Professional Shortage Area (HPSA). The NHSC will also give funding preference if you display characteristics that indicate a higher likelihood of continuing to serve in a HPSA once the service commitment is completed as outlined in your application essay and letters of recommendation.