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How to Apply for Loan Repayment

To apply for the National Health Service Corps Loan Repayment Program (NHSC LRP) or Students to Service Loan Repayment Program (S2S LRP), you must understand and properly follow each of our requirements.

Coming Fall 2018

NHSC Loan Repayment Program (LRP) Expansion for Opioid and Substance Use Disorders (SUD) Treatment Application and Program Guidance (APG)

  • Clinicians who qualify for the NHSC SUD expansion:
    • Physicians;
    • Nurse practitioners;
    • Physician assistants who are eligible to administer Medically-Assisted Treatment (MAT);
    • Behavioral Health Professionals; and,
    • Substance use disorder counselors.
  • Clinicians receiving NHSC SUD Expansion awards will receive $75,000 in loan repayment in exchange for three years of service.
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What to Know Before You Apply

On average, it takes three weeks to complete an application, including all required and supplemental documentation.

Be sure that the answers you provide in your application match your supporting documents. If we find they do not, we will reject your application.

You must submit a legible, complete online application—including all supporting documents—by the application deadline.

We will not:

  • Accept requests to update a submitted application nor permit you to submit materials after the deadline.
  • Fill in any missing information nor contact you regarding missing information.

What is a complete application?

A complete application consists of:

  • Online application;
  • Required supporting documents; and
  • Additional supplemental documentation (if applicable).

How to Apply to the NHSC Loan Repayment Program

The following provides an overview of the application requirements. Refer to the annually-updated NHSC LRP Application and Program Guidance (PDF – 580 KB) for our complete set of requirements and instructions.

Online Application Sections

Complete each of the sections below to submit your application.

  • Eligibility
    If you do not pass this initial screening portion of the application, you cannot continue with the application.
  • General Information
    Provide contact information such as your name, social security number, mailing and email addresses, as well as information about individual and family background.
  • Discipline, Training and Certification
    Provide information about your education, training, and licensure/certification.
  • Employment
    You will search for, and select the NHSC-approved site(s), where you currently provide or will provide patient care.
  • Employment Verification

    You must request an Employment Verification (EV). Through the Bureau of Health Workforce (BHW) Customer Service Portal, we will then notify the designated point(s)-of-contact at the NHSC-approved service site where you work (or plan to work), about your request.

    We will notify you once the site(s) point(s) of contact completes it.

    The site(s) must complete the electronic EV before you can submit your application. Therefore, it is your responsibility to ensure that the site point-of-contact completes the EV.

  • Loan Information

    Provide information on each qualifying educational loan for which you seek repayment.

    We will verify each by reviewing supporting documents, contacting lenders/holders, and checking your credit report.

    Each of the loans must have:

    • Name and contact information for the lender/holder.
    • Loan account number.
    • Original amount disbursed.
    • Original date of the loan.
    • Current outstanding balance (no more than 30 days from the date you submit your application).
    • Current interest rate.
    • Type of loan. If a consolidated loan, we need to know:
      • Original date of consolidation.
      • Original balance of consolidation.
      • Account number.
    • Purpose of loan.

Required Supporting Documentation

An application is incomplete without the following required supplemental documents:

  • Proof of status as a United States citizen or United States national

    Acceptable documents: birth certificate, current U.S. passport’s ID page, or a certificate of citizenship or naturalization.

    Unacceptable documents: driver’s license or Social Security card.

  • Loan Information Verification
    Provide two types of documentation for each loan you submit:
    • Account Statement
      Current information on your qualifying educational loans. This document should:
      • Be on official letterhead or other clear verification that it comes from the lender/holder;
      • Include the name of the borrower (i.e., the NHSC LRP applicant);
      • Contain the account number;
      • Include the date of the statement (cannot be more than 30 days from the date you submit your application);
      • Include the current outstanding balance (principal and interest) or the current payoff balance; and
      • Include the current interest rate.
    • Disbursement Report
      Verifies the originating loan information and should:
      • Be on official letterhead or other clear verification that it comes from the lender/holder;
      • Include the name of the borrower;
      • Contain the account number;
      • Include the type of loan;
      • Include the original loan date (must be prior to the date you submit your application);
      • Include the original loan amount; and
      • Include the purpose of the loan.

Additional Supplemental Documentation (if applicable)

We may require you to submit additional documents if your responses on the online application indicate that they are relevant.

You should only submit these documents if we list them on the “Supporting Documents” page of the online application.

  • Geriatrics Certification
    Upload a copy of the certificate of completion or diploma from the geriatrics training program where you matriculated.
  • Verification of Disadvantaged Background
    A school official must complete the Verification of Disadvantaged Background (PDF – 168 KB).
  • Verification of Existing Service Obligation
    Verification from the entity for which you have an existing service obligation stating you will complete service there prior to the NHSC application deadline.
  • Payment History
    Verification that you used all NHSC LRP funds to repay the qualifying educational loans approved as part of your most recent NHSC LRP contract, if applicable.

Print and keep a copy of your completed application package for your records.

What Happens After You Apply

You will receive a receipt of submission pop-up immediately upon submitting your online application.

How can you view your application and its status?

Log into the Bureau of Health Workforce (BHW) Customer Service Portal at any time to view the overall status of your application, and/or download a copy (.pdf) of your application, supporting documents, and completed EVs.

Can you make edits after you submit your application?

Once you submit the online application, you may make edits, upload new documents, etc. However, you must make all final edits and resubmit your final, complete application by the application deadline.

Can you withdraw your application?

Yes, you may withdraw your application from consideration any time before the Secretary of Health & Human Services (HHS), or their designee, signs the contract.

How do we evaluate you?

We begin our review of all applications after the application deadline passes.

We use various selection factors and funding priorities to evaluate applicants of the NHSC LRP, and eventually determine who receives awards.

Notifying Award Finalists

If you become an award finalist, we will notify you (via email) to log into the BHW Customer Service Portal. Once there, you must confirm the following:

  • Your continued interest in receiving an award.
  • The validity of the loan and employment information you provided us in your application.
  • You have read and understand the LRP contract we will ask you to sign if you ultimately receive, and accept, an award.

In addition, you must provide us with your direct deposit banking information, which we will use for award funds in the event you receive an award.

Note: You must respond by the deadline we provide in the Confirmation of Interest email.

What if you don’t respond in time?

If you do not complete the Confirmation of Interest process by the deadline, your application may be withdrawn from consideration.

If you still wish to participate in the program, you will need to submit a new application during a future NHSC LRP application cycle for first-time participants and compete with other providers based on that cycle’s program requirements.

Who makes award determinations?

Only the Secretary of HHS or their designee can make an NHSC LRP award.

When will we notify you of an award?

You will receive final notification of an award, including your service obligation dates, no later than September 30.

Will we notify you if we do not select you for an award?

Yes. If we do not select you for an award, we will email you no later than September 30.

NHSC LRP Contract & Service Obligation

When does your service obligation take effect?

Your NHSC LRP service obligation begins once you sign the contract and the Secretary of HHS or their designee countersigns it.

Can you terminate your contract?

Once the Secretary (or designee) signs the contract, only the Secretary may terminate the contract. You must submit a written termination request and repay any funds that we paid you under the contract, by August 17 (or another date authorized by Congress).

How to Apply to the NHSC Students to Service Loan Repayment Program

The following provides an overview of the application requirements. Refer to the annually-updated NHSC S2S LRP Application and Program Guidance (PDF – 488 KB) for our complete set of requirements and instructions.

Online Application Sections

You must complete each of the following sections below to submit your application:

  • Eligibility Screening.
    If you do not pass this initial screening portion of the application, you cannot continue with the application.
  • General Information.
    Provide contact information such as your name, social security number, mailing and email addresses, as well as information about individual and family background.
  • Education Information.

    Provide information related to the degree program you are currently pursuing.

    Include your curriculum vitae (CV)—five pages or less—that outlines relevant work/volunteer experience.

  • Loan Information.

    Provide information on each qualifying educational loan for which you seek repayment.

    We will verify each by reviewing supporting documents, contacting lenders/holders, and checking your credit report.

    Each of the loans must have:

    • Name and contact information for the lender/holder.
    • Loan account number.
    • Original amount disbursed.
    • Original date of the loan.
    • Current outstanding balance (no more than 30 days from the date you submit your application).
    • Current interest rate.
    • Type of loan. If a consolidated loan, additional questions will be asked:
      • Original date of consolidation.
      • Original balance of consolidation.
      • Account number.
    • Purpose of loan.
  • Essay.
    Respond to the essay topic in 500 words or less, and upload it to the application.

Required Supplemental Documentation

An application is incomplete without the following required supplemental documents:

  • Proof of status as a United States citizen or United States national

    Acceptable documents: birth certificate, current U.S. passport’s ID page, or a certificate of citizenship or naturalization.

    Unacceptable documents: permanent resident card, driver’s license, marriage certificate or Social Security card.

  • Authorization to Release Information
    Authorizes identified entities to disclose information about you. It must include the last four digits of your social security number, be dated and have your handwritten signature.
  • Resume/Curriculum Vitae (CV)
    Outline relevant work/volunteer experience and be fewer than five pages long.
  • Proof of Passage of Required Licensing Examinations

    Medical students must submit documentation verifying that they have passed Step/Level 1 of the USMLE or the COMLEX.

    Dental students must submit documentation verifying that they have passed Part I of the National Board Dental Examination.

  • Verification of Good Standing

    A school official must complete and sign a report verifying:

    • Your enrollment;
    • You are in good standing
    • Your last day of classes is no later than May 31, 2018; and
    • You will graduate before July 1, 2018.

    We will verify for accuracy

  • Letters of Recommendation

    Submit two letters of recommendation, each on letterhead with a handwritten signature:

    • One letter from an instructor; and
    • One additional letter of recommendation.

    Recommendations should include a description of the recommender’s relationship to you, and a discussion of your interest in, and commitment to, a career in primary care and service populations and communities in need.

  • Transcript
    Must come from your current educational institution. An unofficial transcript is acceptable as long as it includes your name, school name, and grade point average (GPA) (may be pass/fail).
  • Loan Information Verification
    Provide two types of documentation for each loan you submit:
    • Document One: Account Statement
      Current information on your qualifying educational loans. This document should:
      • Be on official letterhead or other clear verification that it comes from the lender/holder;
      • Include the name of the borrower (i.e., the NHSC LRP applicant);
      • Contain the account number;
      • Include the date of the statement (cannot be more than 30 days from the date you submit your application);
      • Include the current outstanding balance (principal and interest) or the current payoff balance; and
      • Include the current interest rate.
    • Document Two: Disbursement Report
      Verifies the originating loan information and should:
      • Be on official letterhead or other clear verification that it comes from the lender/holder;
      • Include the name of the borrower;
      • Contain the account number;
      • Include the type of loan;
      • Include the original loan date (must be prior to the date you submit your application);
      • Include the original loan amount; and
      • Include the purpose of the loan.

Additional Supporting Documentation (if applicable)

We may require you to submit additional documents if your responses on the online application indicate that they are relevant.

You should only submit these documents if we list them on the “Supporting Documents” page of the online application.

  • Verification of Disadvantaged Background
    A school official must complete the Verification of Disadvantaged Background (PDF – 168 KB).
  • Verification of Existing Service Obligation Verification from the entity for which you have an existing service obligation stating you will complete service there prior to the NHSC application deadline.

What Happens After You Apply

You will receive a receipt of submission once you successfully submit the online application.

What happens during the application review process?

The S2S LRP application review process occurs over several months through independent, objective review.

Allow at least 30 business days from submission for us to review your documentation and update your application status.

Do we provide you with status updates?

We will provide email updates, as applicable, as well as updates on the status page of the online application. It is your responsibility to ensure your contact information is correct and current.

How do we evaluate you?

We use various selection factors and funding priorities to evaluate applicants of S2S LRP, and eventually determine who receives awards.

Notifying Award Finalists

If we select you as a finalist, you will receive a Confirmation of Interest email. In it, we will provide a deadline for your response.

To accept the S2S LRP award, you will electronically sign a copy of the contract and provide us with your banking information.

Once the Secretary of HHS or their designee countersigns the contract, your service obligation begins.

What if you don’t respond in time?

If you do not respond to us by the deadline, your offer of award expires and we will offer it to an alternate.

What if you decide not to accept the award?

If you decline the award prior to signing the contract, you may do so without penalty.

If you decide you do not want the award after signing the contract, notify us immediately through the BHW Customer Service Portal.

  • If the Secretary of HHS’s designee has not yet countersigned the contract, you will not incur a service obligation or any penalty for withdrawing.
  • If the Secretary of HHS’s designee has already signed the contract, you can request termination of the contract only under certain conditions.

Will we notify you if we do not select you for an award?

Yes. If we do not select you for an award, we will email you no later than February 28.

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(TTY: 1-877-897-9910)
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(except federal holidays)
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