Application Process

Application Checklist

Use the checklist below to prepare and submit your application. Please be advised that on average the application process can take up to 3 weeks. The next Loan Repayment application is scheduled to open in January. Sign up to get an e-mail when it does.

 

Review eligibility and service requirements.

  • This document describes the National Health Service Corps (NHSC) Loan Repayment Program in detail, including the responsibilities of Corps members and the application process.

  • Check your eligibility.
    Ensure that you are working in at an eligible site and in an approved discipline. To apply, you must be:

    View Eligibility Requirements
    • U.S. citizen or national
    • Practicing in one of the following disciplines:
      • Primary Care Physician (MD or DO)
      • Dentist (DDS or DMD)
      • Primary Care Certified Nurse Practitioner (NP)
      • Certified Nurse-Midwife (CNM)
      • Primary Care Physician Assistant (PA)
      • Registered Dental Hygienist (RDH)
      • Health Service Psychologist (HSP)
      • Licensed Clinical Social Worker (LCSW)
      • Psychiatric Nurse Specialist (PNS)
      • Marriage and Family Therapist (MFT)
      • Licensed Professional Counselor (LPC)
    • Licensed to practice in the state in which you will serve as a Corps member.
    • Currently working in a facility (or under contract with a facility) that is:
  • Understand the service commitment.

    Full-time or half-time service options are available; service requirements vary by discipline.

    Read More about the Full-Time Loan Repayment Program

    Primary care providers working full-time at an NHSC-approved site with a HPSA score of 14 or above can receive up to $50,000 in loan repayment for committing to serve at site for at least two years.

    Primary care providers working full-time at an NHSC-approved site with a HPSA score of 13 or below can receive up to $30,000 in loan repayment for committing to serve at the site for at least two years.

    At the end of two years, Corps members can apply to continue their service and receive additional loan repayment. With continued service, providers may be able to pay off all their student loans!

    What is full-time practice for the NHSC LRP?

    Corps members are required to practice full time at their NHSC-approved sites, unless they are participating in the half-time program. Full-time clinical practice means working a minimum of 40 hours per week, for at least 45 weeks each service year. For most types of providers, at least 32 of the minimum 40 hours per week must be spent providing direct patient care or teaching in the outpatient ambulatory care setting at your site.

    Providers work no fewer than 4 days per week, and no more than 12 hours of work is to be performed in a 24-hour period. Up to 7 weeks (35 work days) of leave is allowed away from your site each year.

    For more information on what counts toward full-time clinical hours, view the “Service Requirements” section in the Application and Program Guidance (PDF – 386 KB).

    Read More about the Half-Time Loan Repayment Program

    Primary care providers working half-time at an NHSC-approved site with a HPSA score of 14 or above can receive up to $25,000 in loan repayment for committing to serve for two years.

    Primary care providers working half-time at an NHSC-approved site with a HPSA score of 13 or below can receive up to $15,000 in loan repayment for committing to serve for two years.

    Once the initial service commitment ends, half-time Corps members can apply to continue their service and receive additional loan repayment support. With continued service, providers may be able to pay off all their student loans!

    Corps members who elect to participate in the half-time loan repayment program must complete their entire initial service commitment through half-time service. Once the initial service commitment is complete, half-time participants who apply for and receive a continuation contract to extend their service in the Corps will have an opportunity to change to full-time service.

    What is half-time practice for the NHSC LRP?

    Half-time clinical practice means working a minimum of 20 hours per week (not to exceed 39 hours per week), for at least 45 weeks each year. For most types of providers, at least 16 of the minimum 20 hours per week must be spent providing direct patient care or teaching in the outpatient ambulatory care setting at your site.

    Providers work no fewer than 2 work days per week, with no more than 12 hours of work to be performed in any 24-hour period. Up to 35 work days (140 work hours) of leave is allowed away from the service site each year.

    For more information on how half-time clinical hours are broken down, view the “Service Requirements” section in the Application and Program Guidance (PDF – 386 KB).

  • Review the loan repayment options available.

    The Loan Repayment Program offers two levels of funding, based upon the need of the community in which a provider works. Providers practicing at an NHSC-approved site with a HPSA score of 14 or above can receive up to $50,000 (full-time) or $25,000 (half-time) for two years.  Providers practicing at an NHSC-approved site with a HPSA score of 13 and below can receive up to $30,000 (full-time) or $15,000 (half-time) for two years.

  • Get a Job at an NHSC-approved site.

    In order to apply, you must have a job at an NHSC-approved site, or have accepted an offer of employment at an NHSC-approved site and will begin working by July 15, 2014.

    View Job Resources
    • Find jobs currently available at NHSC-approved sites.
    • Find out if your current work site is an NHSC-approved site.
    • If you are currently working in a Health Professional Shortage Area, check to see if your site is eligible to become an NHSC-approved site.
Print Checklist
Prepare your application.
  • Create an account to begin your online application.

    Create an NHSC Loan Repayment Program Application Account. You will then receive an email to activate your account and login. If you already created an account, you may use that information to login and begin the application.

  • Determine which loans qualify for repayment.

    Applicants must submit the loans they want to repay for review and approval. The NHSC classifies individual and consolidation loans into two categories, federal or private, and requires account statements and disbursement reports for both. All of the documents you submit must be legible and in the proper electronic format.

    View Loan Submission Instructions  (PDF - 350 KB)

  • Gather required documentation.
    Several documents are required to verify your proof of status and loan history. All of your documents must be legible and in the proper format.

    View Required Documents
    • Proof of Status as a U.S. Citizen or U.S. National
      • Birth Certificate
      • ID page of current U.S. passport
      • Certificate of Citizenship or Naturalization
    • Loan Information Verification
      • Account Statement
      • Disbursement Report

    If  applicable:

  • Discuss your application with your site administrator.

    As part of the application process, the point of contact at your site must verify your employment and will receive an email alert with additional instructions to complete this section of the application. Once your employment has been verified, you may complete the rest of the application.

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